Black People Get Your Money Right: How History is Stopping You from Creating Generational Wealth
“This book is more than a financial guide—it’s an exploration of how historical trauma, cultural programming, and discriminatory systems have shaped attitudes toward wealth among Black people. Through its structured format, reflective narrative, and blend of personal and historical insights, it challenges readers to break free from a legacy of oppression and to embrace a future of empowered financial independence. It’s a stirring reminder that while the past is inescapable, the future is ripe with possibility if we dare to redefine our narratives and reclaim our worth.”- Saul Chamboko- Zimbabwe/South Africa
Get the Book
What if your biggest financial obstacle isn’t your income, but your inherited history?
In Black People Get Your Money Right: How History is Stopping You from Creating Generational Wealth, award-winning author Colisile Tfwala takes you on a transformative journey to unlearn the myths, trauma, and economic exclusion that have shaped the financial mindset of Black communities for generations.
This isn’t just about budgets—it’s about healing, empowerment, and rewriting your relationship with money.
You’ll discover how to:
???? Understand how colonisation, slavery, apartheid, and systemic inequality shaped your financial beliefs
???? Break free from inherited money trauma and scarcity
???? Unlearn generational beliefs that no longer serve your future
???? Build wealth using culturally grounded, African-centered principles
???? Reclaim your right to dignity, prosperity, and economic freedom
???? Take practical, accessible steps to grow generational wealth—no matter where you start
???? Develop a powerful mindset of abundance and healing for people of African descent
???? Shift from surviving to thriving as you reclaim your wealth legacy
???? Break the cycle of black tax, shame, and financial silence
???? Understand that this is about Black financial empowerment—not just personal finance
This is for you if you’ve ever asked:
• Why am I working hard but still not building wealth?
• How do I overcome a poverty mindset I didn’t choose?
• What does generational wealth really look like for us?
Whether you’re in Africa, the Caribbean, the Americas, or the UK—this is your invitation to rise.
Declare it boldly: I am NOT what happened to my ancestors—I am WHAT they dreamed of.
““Bold. The subjects this book covers are often avoided, yet they are key to understanding why many of us struggle to build generational wealth. The writer tackles these themes with courage and depth.”
“This book is essential for all families who want to build sustainable financial security for future generations. It’s our time to change the narrative.
Thank you, Coli, for this invaluable knowledge!”.”
“It’s a good book. I read novels a lot, so this book was different from what I’m used to. I had expected a history textbook format. The light read format made the book easier to digest, especially how she broke it down into subtopics.
I thoroughly enjoyed the book, so much so that I read it twice. My ratings:
1. Readability 8/10
2. Understandability 9/10
3. Enjoyability 8/10
4. Flow 8/10
I enjoyed learning about how colonialism impacted our minds and cultures. The book itself makes the reader aware of the African systems that the colonialists broke down, it really brings a shift to the mind. I liked how Colisile started the book by highlighting the current affairs because that makes the mind receptive to the information that follows. Also, by sharing her experiences as an author, she became relatable. More real. “
— Bongeka Khoza, Eswatini
“What an enchanting read. This book actually was written for me. From my fears and contradictions about Christianity, to the pain of how Africans have been tortured, physically, mentally and otherwise to my issues anous financial trauma. Your love for “africaness”, African heritage and african Descent is infectious.” This book is deep, painful, relatable and adaptable. Its a dictionary on exactly why africans still have yokes around their necks and heads. I couldnt put it down honestly. Its a must read for today’s youth. Coli your research and relevance is brilliant, well sought and real! i am humbled to have had the honour of reading this great african autobiography. Coli take a bow!
— Kioko Ndonye — KenyaDiscover what readers are saying about Black People Get Your Money Right: How History is Stopping You from Creating Generational Wealth — their stories of transformation, empowerment, and taking control of their financial future.
“I literally couldn’t put this book down. It’s so rich. It’s like you’re in a history class. It’s definitely one that challenges most of the things we’ve come to accept as normal, even though they’re not.”
— Vusa Sithole, Eswatini.
“Reading Coli’s Book, ‘Black People Get Your Money Right,’ was like having a very frank conversation with a financially wise friend who genuinely wants to see me win. From the very first chapter, I felt really challenged and empowered. I like the fact that she doesn’t sugarcoat the realities facing Black communities when it comes to money—but rather presents them with clarity, urgency, and most importantly, hope.”
Dr. Cebsile Nxumalo
Eswatini
“So much power I found in this book. Thank you so much, Coli, for sharing. This is a big one for you, and we’re excited for you.”
— Karabo Moti, South Africa
“Colisile Tfwala’s book is a great one! It is very articulate and eye-opening. It is clear, concise, and easy to follow and understand. It also addresses the challenge at hand.”
— Nelton Mondlane, Eswatini
“Black People Get Your Money Right: How History is Stopping You from Creating Generational Wealth is more than just a book – it’s a movement. The unique blend of scholarly rigor, spiritual insight, and unwavering belief in African potential makes this essential reading for anyone committed to economic justice. It doesn’t just diagnose the problem; it also lights a path forward, urging black readers to “reclaim what was stolen” and rewrite their financial futures. What more can I say? It’s fantastic work!
— Qhubekani Dlamini, Eswatini
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Financial Freedom and Wealth Creation: A Workbook for Personal Financial Management
Get the Book
Break free from debt, build wealth, and reclaim financial power.
This is more than just a workbook—it’s a practical roadmap designed to guide you out of financial stress and into a life of freedom, dignity, and lasting wealth.
In a world challenged by inflation, rising debt, and economic uncertainty, this workbook empowers you to take back control of your finances and your future.
What You’ll Learn
-How to grow your income with intention
-How to reduce wasteful spending and take control of your money
-Strategies for saving smart and budgeting effectively
-Steps to build wealth through investing
-How to protect your future through insurance, estate planning, and tax literacy
-Real-life examples and reflective exercises
-Actionable steps for creating and sustaining generational wealth
Is This Workbook for You?
This workbook is ideal if:
-You’re tired of living paycheck to paycheck
-You want a secure and confident financial future
-You’ve experienced financial trauma or setbacks
-You’re ready to take intentional steps toward building real wealth
Whether you’re just starting your financial journey or starting over, this workbook will meet you where you are—and guide you toward where you want to be.
Readers in Action: A Celebration of Impact
